Car insurance is getting cheaper they say

The cost of motor insurance has fallen by 4.1% over the last year, according to an AA survey of the cheapest deals on the market.A typical premium among the most competitive products dropped by 1.4% in the first three months of the year, it found.It said that changes in the law and competition among insurers had pushed down prices.And it expects further falls as new reforms come into force.

The AA Insurance Shoparound survey takes an average premium for a standard set of risks from the five cheapest quotes from insurers and price comparison websites.

This has shown large rises in insurance costs over a three year period, but has now started to fall.

The average premium among the cheapest deals stood at £700.

The AA said that controlling personal injury claims was key to keeping premiums down.

It wants to see a new process that would force whiplash victims to put their claims directly to the insurer of the driver who caused the crash. This would cut motorists' premiums by an average of £50 a year.

Whiplash claims were a major factor behind the rapid rise in the price of motor cover. They account for 80% of injury claims, and with most going through lawyers, Aviva suggested that all this accounted for £118 of a typical motor insurance premium.

AA said that the cheapest home insurance deals were also falling in cost, down by just under 2% over the last year.

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Car hire companies ripped at costs

Most of the big car hire companies are failing to disclose extra costs, making it "almost impossible" for consumers to find the best deal, according to a watchdog.

Which? tried to rent a car in Spain from 10 major hire companies and broker websites, but even at the end of the booking process 53% of its researchers were not satisfied that they knew the total price.

The investigation also found 75% of those who had to pay a compulsory cost for a full tank of fuel did not know how much they would need to pay when they picked up the car.

More than one in five (22%) did not know the amount of excess and 44% did not know the cost of the optional excess waiver to reduce the amount they would have to pay if the car was damaged.

Such payments can add more than £100 to the cost of a week's rental.

More than half (54%) did not know if the excess waiver covered them for damage to tyres, the windscreen or underneath the vehicle.

Which? is calling for all car hire fees to be made clear to consumers upfront and before they make a booking, saying that it is a principle of European and UK law that essential information such as compulsory and other significant charges must be clearly stated at the point of purchase.

Smaller companies topped a customer satisfaction survey of car hire firms by the consumer group, with Canary Islands-based Auto Reisen beating more well-known names with a score of 89%.

Goldcar was bottom of the table with a customer score of 42%.

Thrifty and Enterprise took second and third place respectively, while Europcar and Budget rounded out the bottom three.

Economy Car Hire topped the broker table of ratings with 78%, with Argus Car Hire at the bottom scoring 52%.

It is calling for all car hire companies and brokers to clearly show all the fees and extra charges on their websites during the booking process, including the amount of excess, the cost of excess waiver and what it covers, the cost of compulsory fuel and the company's fuel policy as well as the cost of all optional extras like satnavs and additional drivers.

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Audi talking business

Fiat is strapped for cash and the Volkswagen Group knows it. What’s more, VW can help. Over the years, German executives have made no secret of the fact that they’d like to add Alfa Romeo to the VW Group’s impressive portfolio of brands. The advances, however, have been met with a cold shoulder. According to the report, negotiations are taking place at the highest level in Ingolstadt and Turin, and that the deal could include Fiat’s Pomigliano plant and supplier Magneti Marelli. The official line from Audi and Fiat is that there is no truth to the rumor. And to our knowledge, Audi CEO Rupert Stadler and Sergio Marchionne haven’t met to discuss the subject as yet.We believe there is some merit to the speculation, however. Our sources tell us that the Agnelli family could well be open to a sale of Alfa Romeo, Marchionne’s posturing notwithstanding. However, some of the details of the rumor don’t exactly jive with what we’re hearing in Germany. For example, the Volkswagen Group has shown no interest in taking over one of Fiat’s production sites. The brand is interesting, but its baggage isn’t. Audi also has no interest in purchasing Magneti Marelli. 

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Nissan moving off your average car?

Sometimes you’re known by the company you keep. In the auto industry, you’re known even more by the people you hire, especially when one of those people is Fred Diaz, Ram Truck brand president and CEO until just a few days ago.Nissan, who flirted with Chrysler over truck development in the past, has put Diaz in the newly created position of divisional VP of sales and marketing for the US. He will also be responsible for Nissan’s growing light commercial lineup.When Nissan was looking for a partner on full-size pickups, Diaz was instrumental in those talks, representing the Auburn Hills automaker. Now he finds himself on the other side of the fence, with Nissan possibly looking at the truck market more seriously considering Diaz’s resume.Nissan’s two pickups Titan and Frontier 

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Ugly looking audi!

Hello i have recently just spotted a very odd looking audi that i would find embarrassing to drive. As you probably know I'm talking about the audi a2 which is exactly flashy. I know i'm late as the audi a2 has been out a while but seeing one makes me thing why would anyone buy that. Its a funny shape and not something you would want to be caught driving in. I suppose if you want to look different you could buy one, but you're not going to look cool (just a quick heads up). If you got this car for free then fair enough but please don't tell me you bought one! Its a good job audi are a good car make and have plenty of other ranges that look nice and built like tanks (good engineering). Personally i think it could be one of the most ugly looking modern cars and i mean even some eco friendly cars look better than the a2! Its crazy stuff, i wonder how many they sold, it can't be many. I just shake my head inside when i see one, they're just too funny looking.

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Eco friendly

The latest Volkswagen Golf , Show is now available to order in the UK, with CO2 emissions from just 109 g/km.Despite the low CO2 figure, the new performance Golf is still capable of returning a 0 to 62 mph time of 7.5 seconds and a top speed of 142 mph. In the UK, prices start from £25,285 on the road.The new GTD is powered by a 2.0-litre turbocharged common rail diesel engine. Even with high top speeds and acceleration, this version of the Golf is capable of consuming one gallon of fuel every 67.3 miles, making for CO2 emissions of only 109 g/km.With the optional six-speed DSG, fuel consumption is 62.8 mpg and CO2 emissions rise to 119 g/km. As a sign of how eco vehicles have advanced over the years.As well as high performance, a high level of safety equipment comes as standard in the Golf . The passenger seat is made from very strong steels with a before accident system that closes windows and the sunroof if an accident is likely to improve the effectiveness of the seven airbags.

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View on Insurance

Since car/auto insurance is very expensive it is important that you look around for the best price and the best deals. Although the current economic climate is in a bad state, i think this is the opportunity to get cheaper things such as insurance. Since things like car insurance for younger soars you will find that people over the age of 21 should be getting very cheap car insurance compared to your past insurance payments. Of course the cost also has to do with the car, but even so they are becoming more lenient and less expensive for drivers over the age of 21. Also companies are now charging almost equal amounts for car insurance for men and women rather than being one sided in the past, meaning if you were a man you would have to pay more as men as seen as more reckless drivers, especially younger men in their teens or early twenties.

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