It is well known that married couples often receive better rates with insurance companies when both partners are on the same policy and this can be up to a fifth off the price of the premium. Research has shown that married couples do drive more safely.
However, it seems there is still a big discrepancy when it comes to couples who are in civil partnerships of the same sex insuring on the same policy.
Women in civil partnerships were more likely to be offered the reduced motor insurance premiums, but nonetheless almost two thirds of companies did not recognise the partnerships. If both members of the civil partnership were men then the premium would be slightly higher, the reason for this is that, in general, male drivers are considered to be a higher risk.
Those that did recognise civil partnerships offered an average of around 12 per cent motor insurance discount to women, compared to an average of around ten per cent discount for men.
Motor insurance brokers have revealed that only around one fifth of men in civic partnerships were offered the reduced motor insurance quotes offered to married couples as lower risk drivers.
Brokers estimate that these are the same figures as for heterosexual couples but say that they have as yet been unable to compare data.
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